mussafir مسافر

Assalamualaikum and hello

Hei, don’t get any wrong idea about me and the missus. We’re just fine and still in love. The above is just a title of a television series that I’m into. To those who has Astro, it’s on Channel 733 or Discovery Home & Health. The channel is part of the Metro package. To those that don’t, sorry.

Well, Til Debt Do Us Part is a series that deals with married couples who are on the brink of bankrupt and separation due to excessive and often time uncontrolled spending, incuring huge consumer debt. The hostess of the show, Gail Vaz-Oxlade is a no-nonsense guru of finance. She lays down the rules and tells the couple straight in their face where and why they have failed in managing their money. She usually lays down a 3 steps plan to help the couple dig their way out of the debt pit.

Her first step would have the couple live strictly on cash for the next month. She also puts the cash money in clearly labeled jars, namely Food, Transportion, Clothings, Gift and Others. Everytime they take out cash from the jars, they have to write what they use the money for in a Budget Binder. Any receipt must be out into the respective jar. She also set some challenges for the couple so that they can work out their marital problems that is burdened by their monetary problem. If they succeed in facing her challenges, she’ll reward them with $5000 to help them in paying off their debt.

Why am I loving this show? Gail’s rules has actually helped me in managing our household expenses. By having a budget binder and keeping all the receipts helps me in keeping track to where our money goes. I also learned the benefits of buying some household necessities in bulk. For example, my youngest son is currently on Dutch Lady 123, and one 1kg pack should last 3 or 4 weeks, so instead of buying 1 or 2 packs, we simply buy 6 or 12 packs at a time. This is also true with his Drypers. This actually helps in cutting down the number of trips to the shop we would have made otherwise, or the money we would have spent on the spur of the moment buying.

If you have the chance, do watch the show and you’ll learn how to appreciate and manage your money.

Till later, bye.

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